Corey and his team are the absolute best. He is always available should questions arise and even checks in when I have no questions just to make sure things are going well. When looking for my house he was able to suggest a variety of different ways to place an offer including what makes the offer s...
I could write so much about this team, but ill try to keep this short! Jonathan & Cory truly went above and beyond for my first time home buying journey. No matter what time of day, what day of week, what obstacles were thrown our way, they were always responsive & answered any/all questions my fian...
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Ryan was extremely professional, understanding working with us handling any issues that needed to be reviewed and solve during the mortgage procedure. From the pre-approval process to settlement his dedication, availability and sincere patience helped make obtaining a mortgage fit for our situation....
Moving 1000 miles away, Corey and his team were able to provide us with all the answers and care that we could have asked for. During a time of a lot of stress and uncertainty, they were able to ease our minds from approval to closing day.
- Jonathan Maldonado 5 / 5
Corey Gee and his team made my first-time home-buying process easy and stress free. He went above and beyond to ensure that I was getting the best deal in the current market - all while making sure I understood every detail along the way. Every member of the team I worked with was friendly and the u...
I was reluctant to send my wallet to a random person on the internet at first, but after reading reviews and media mentions about Mark Wizard , I decided to take a leap of faith. And I'm glad I did it. Mark recovered my wallet password in a couple of days (admittedly, I gave him some very good hints...
Blakely and team are experts in coordinating the many activities involved in getting a mortgage loan, and making it simple for the borrower. They are very capable, very responsive, and always available for any questions or concerns.
- Joseph Gehling 5 / 5
I was a first time home buyer with very little experience, and am deeply grateful to Corey and his team for their help and professionalism throughout the process. They are deeply knowledgeable, experienced, trustworthy, and adaptable, and made the entire experience easy and straightforward. I highly...
I highly recommend Corey Gee and his team. He made the process of home buying simple. He provided excellent communication and checked in regularly to see if we needed anything. If you are a realtor or in the market to buy a house, I recommend reaching out to him.
- Colby Rockefeller 5 / 5
Do you have a mortgage application checklist?
Personal
Driver’s License.
Social Security Card.
Divorcee decree (if applicable).
Proof of Veteran status (for VA loan).
Employment/Income
Federal income tax returns for the previous two years.
Pay stubs for the previous 30 days.
W-2 forms for the previous two years.
Proof of additional income (Social Security benefits, child support, alimony, etc.).
Previous two years’ and year-to-date profit and loss statements if self-employed.
Balance sheet for the most recent quarter if self-employed.
Assets
Statements for checking and savings accounts for the last three months.
Statements for retirement funds and other investments for the last three months.
Titles for automobiles and other property.
Liabilities
Most recent statements for credit cards, loans, and other credit.
Canceled checks for rent or mortgage for the last 12 months.
Court documentation for bankruptcy or judgment (if applicable).
Listing agreement or sales contract for current home (if applicable).
Property
Sales contract.
Proof of earnest deposit.
Proof of homeowners insurance (need before closing).
Contact information for homeowners association (if applicable).
Certain jumbo products might not be available to you if you’re a first-time buyer.
Some lending services might not be available in all areas. See what’s available to you.
Some restrictions may apply.
The lock period for your rate is 45 days.
Perennial Funding offers a variety of options. You may still qualify for a loan even if your situation doesn’t match our assumptions. Consult us to find what’s available in your area, and what best solutions are for you.
Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428
Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website. *By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.
