The Home Purchase Process

Get Prequalified For A Mortgage

Getting prequalified for a mortgage loan gives you the comfort of knowing how much you can afford to borrow. You’ll be treated as a serious buyer and can often give your offer an edge over other buyers in the same market. Our prequalification is quick and easy and will give you the peace of mind you need when taking the next step.

Which Mortgage is right for you?

After determining a ballpark figure of how much you can afford, talk to our mortgage specialists to start the loan application process. We can explain your options in a variety of loan programs with our flexible lending options and provide expert advice to help you choose your mortgage solution. We offer a multitude of loan programs, making it easy to choose a loan that best matches your needs.

Steps in the home purchase process

Are you ready to buy your new home?

Start The Home Purchase Process!

Our Assumptions

• Mortgage rates could fluctuate daily.
• Based on your situation, your payments may vary.
• See what products are available in your state.
• Certain jumbo products might not be available to you if you’re a first-time buyer.
• Some lending services might not be available in all areas. See what’s available to you.
• Some restrictions may apply.
• The lock period for your rate is 45 days.
• Perennial Funding offers a variety of options. You may still qualify for a loan even if your situation doesn’t match our assumptions. Consult us to find what’s available in your area, and what best solutions are for you.