Pre-qualifying for a mortgage is a wise step toward your goal of homeownership. With an estimate of the amount that you may be eligible to borrow, you will be able to shop for a home with far more confidence.
A helpful mortgage professional will take the time to ask about your income, assets, debts and funding sources toward the closing costs for your new home.
While you might already have a budget in mind for a monthly mortgage payment, knowing that your desired home-shopping range is affordable for your current financial situation might be priceless.
Before you start to search for a new home, here are a few reasons why you should get pre-qualified.
The initial information that you share with a licensed loan officer is used to generate a mortgage pre-qualification. A loan commitment will require additional qualifying conditions. Speak with your loan officer for more information.
Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428
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*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.
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