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Perennial Funding > Loan Options > Fixed Rate Mortgage

Fixed Rate Mortgage

A fixed rate loan is a loan in which the interest rate does not fluctuate during the entire term of the mortgage. With a fixed-rate mortgage, the homeowner can make the same payment each month until the mortgage is paid off. If interest rates increase, your mortgage payment won’t be affected. There are 10, 15, 20, and 30-year fixed terms available when using a fixed-rate mortgage.

  • Fixed rate loans don’t fluctuate.
  • Make the same monthly payments.
  • Many options with 10, 15, 20 and 30-year fixed terms.
  • No closing cost option.
  • Near record low fixed mortgage rates.

Rates change daily! Locking in a mortgage now, before it inflates, could save you money!

Lock Your Rate!

Our Assumptions

  • Mortgage rates could fluctuate daily.
  • Based on your situation, your payments may vary.
  • See what products are available in your state.
  • Certain jumbo products might not be available to you if you’re a first-time buyer.
  • Some lending services might not be available in all areas. See what’s available to you.
  • Some restrictions may apply.
  • The lock period for your rate is 45 days.
  • Perennial Funding offers a variety of options. You may still qualify for a loan even if your situation doesn’t match our assumptions. Consult us to find what’s available in your area, and what best solutions are for you.

NMLS #247954
Click here for the Perennial Funding NMLS access page.

Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428

Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website.
*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.

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