A fixed rate loan is a loan in which the interest rate does not fluctuate during the entire term of the mortgage. With a fixed-rate mortgage, the homeowner can make the same payment each month until the mortgage is paid off. If interest rates increase, your mortgage payment won’t be affected. There are 10, 15, 20, and 30-year fixed terms available when using a fixed-rate mortgage.
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Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428
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*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.
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