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Shopping for a Home Loan or Mortgage

Finding your dream home is a task in itself, but being able to afford your dream home is a whole other hurdle to overcome. Many first-time homebuyers are unaware that finding the right mortgage comes before searching for that “dream

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Does a PMI Advantage apply to you?

A Private Mortgage Insurance policy protects your lender in case you default on payments. If your down payment on a home is less than 20 percent of the appraised value or sale price, your lender will require you to get this insurance. As a borrower, you pay the premiums, and the lender is the beneficiary. There are two types of mortgage insurers: government and private. Consult us to see if this is a viable option for your home ownership.

Latest News

Denied for a Mortgage Loan? Here’s What You Should Know!27 August

Getting approved for a mortgage loan could enable you to move into a new home. However, a recent financing denial might delay your plans. Perennial Funding employs highly experienced loan Read More...

How Much Money Do I Need to Buy a Home?14 August

Finances usually play a significant role toward the purchase of any big-ticket item. Buying a home might top your list of purchases that requires a six-figure loan. For more than Read More...

Refinance for a Low-Rate Home Loan01 August

Finding ways to maximize your savings could lead to more money in your pocket. Perhaps, the equity within your home may be used to eliminate several high-interest rate debts. Perennial Read More...

Why Does a Home Buyer Need to Get a Real Estate Appraisal?30 July

First time home buyers may believe that a mortgage pre-approval and funding are the primary items to that are needed to get the title to a house. While both functions Read More...

Buy a Home With a USDA Mortgage Loan17 July

Financing is available for properties that are located outside of certain metropolitan and suburban areas. However, first time home buyers may be attracted to low-down payment mortgage products from the Read More...

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Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428

Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website.
*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.