Homeownership dreams are often delayed when a buyer has bad credit or a low credit score. However, several steps in the right direction could rapidly improve a consumer’s credit rating. Known for assisting home buyers with a variety of credit
Mortgage lenders, real estate firms and title companies provide escrow accounts to ensure that funds are allocated in advance for a variety of items. Perennial Funding provides helpful tips for borrowers who would like a greater understanding of escrowed accounts
Economic forces may work against home buyers who wait too long to take advantage of the current market conditions. Acquiring a low-rate mortgage loan could be the difference between qualifying for an affordable monthly payment and being disqualified for a
When seeking a mortgage loan to buy a home, applicants hope to receive a favorable approval. However, a negative lending decision can derail the opportunity to borrow enough money to complete the purchase. Perennial Funding has assisted many borrowers who
First time home buyers will be asked to review many documents and disclosures. It is wise to have an understanding of some of the preliminary items. Perennial Funding provides insightful tips for borrowers who are considering the benefits of buying
Ownership a home can provide a stable residence that has the potential to increase in value. Refinancing offers an excellent way to access a portion of the equity within your home. Perennial Funding provides attractive mortgage rates for properties that
When you are planning to move, you may discover that finding a new home that you adore is half of the battle. Next, you could encounter a variety of financing challenges for homes that are priced above the median sales
Holidays provide the perfect time to splurge a little more than usual. However, each time that you swipe your credit card to purchase a new gift, you are increasing your balance and your future payments. As a top-rated mortgage lender,
Attractive financing is available for qualified borrowers who want to purchase a home in Pennsylvania. Borrowers with past credit problems or limited funds for a down payment might be able to qualify for a fixed-rate mortgage. Perennial Funding offers hundreds
Mortgage lenders offer a variety of programs to help homeowners obtain affordable monthly payments. However, you are encouraged to work with a reputable mortgage lender. As a Pennsylvania-based mortgage company, Perennial Funding employs lending professionals who are knowledgeable about purchase
A Private Mortgage Insurance policy protects your lender in case you default on payments. If your down payment on a home is less than 20 percent of the appraised value or sale price, your lender will require you to get this insurance. As a borrower, you pay the premiums, and the lender is the beneficiary. There are two types of mortgage insurers: government and private. Consult us to see if this is a viable option for your home ownership.
Denied for a Mortgage Loan? Here’s What You Should Know!27 August
Getting approved for a mortgage loan could enable you to move into a new home. However, a recent financing denial might delay your plans. Perennial Funding employs highly experienced loan Read More...
How Much Money Do I Need to Buy a Home?14 August
Finances usually play a significant role toward the purchase of any big-ticket item. Buying a home might top your list of purchases that requires a six-figure loan. For more than Read More...
Refinance for a Low-Rate Home Loan01 August
Finding ways to maximize your savings could lead to more money in your pocket. Perhaps, the equity within your home may be used to eliminate several high-interest rate debts. Perennial Read More...
Why Does a Home Buyer Need to Get a Real Estate Appraisal?30 July
First time home buyers may believe that a mortgage pre-approval and funding are the primary items to that are needed to get the title to a house. While both functions Read More...
Buy a Home With a USDA Mortgage Loan17 July
Financing is available for properties that are located outside of certain metropolitan and suburban areas. However, first time home buyers may be attracted to low-down payment mortgage products from the Read More...
Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428
Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website. *By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.